Protect your share draft (checking) account with an Overdraft Line of Credit Loan.
Despite best efforts, it’s inevitable that you will occasionally overdraw your checking account. You can avoid embarrassing returned checks and costly NSF charges by establishing a line of credit loan for overdraft protection.
In the event you overdraw your checking account, available funds are automatically transferred to your share draft account to cover the shortage. There is a small charge of $3.00 per transfer for this service, but compared to NSF fees and the embarrassment of returned checks, it’s worth it! Best of all, no payments are due until you use the loan!
Line of Credit limits available up to $10,000.00. Apply today .
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You have 24-hour access to your Line of Credit Loan with our Touch Tone Teller or Internet Access.
If you decide to buy a new television, take a short mini vacation, or replace the broken washing machine, all you have to do is call the Touch Tone Teller and transfer funds to your checking account or log onto our website at www.pgfcu.com and click on Account Access..
Credit Insurance provided through CUNA Mutual Group is available to protect your loans in the event of disability or death. It’s an inexpensive way to have peace of mind. Ask for specific rate and eligibility before you finalize your loan.
Use our calculator to see just how low your payment can go!
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