Loans | Savings | Certificates
| Loans |
Rate |
APR* |
Term |
Calculator
|
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NEW & USED Vehicles beginning @
|
3.88
|
3.88
|
n/a
|
Calculator
|
|
NEW & USED Boats, RV's & Motorcycles beginning @
|
6.88
|
6.88
|
n/a
|
Calculator
|
|
New Start "Auto Loan Program"
Credit Builder loans are for new or little credit.
|
13.90 |
13.90 |
n/a |
Calculator
|
|
Furniture, Appliances, Computers, TV's, ATV's Special Purchase Loans up to $10,000 Beginning @
|
9.99 |
9.99 |
n/a |
Calculator |
| Health & Wellness beginning @ |
9.90 |
9.90 |
n/a |
Calculator |
|
Hurricane Readiness Loan @
|
9.90 |
9.90 |
n/a |
Calculator |
| Dream Wedding Loan beginning @ |
11.90 |
11.90 |
n/a |
Calculator |
| Lawn & Garden up to $10,000 beginning @ |
11.90 |
11.90 |
n/a |
Calculator |
| Line of Credit/ Overdraft Protection Loan beginning @ |
10.90 |
10.90 |
n/a |
Calculator |
| Personal Signature Loan |
16.90 |
16.90 |
n/a |
Calculator |
|
Credit Builder Loan
|
18.00 |
18.00 |
n/a |
Calculator |
| Guarantor (Cosigner) Loan |
16.90 |
16.90 |
n/a |
Calculator |
| Credit Card- VISA Classic (1) |
13.88 |
13.88 |
n/a |
Calculator |
| Credit Card- VISA Platinum (1) |
9.90 |
9.90 |
n/a |
Calculator |
| Share Secured Loan |
5.00 |
5.00 |
60 |
Calculator |
| Share Secured Loan |
6.00 |
6.00 |
120 |
Calculator |
| Share Certificate Secured Loan (Share Certificate Rate +3%) |
|
0.00 |
60 |
Calculator |
| Share Certificate Secured Loan (Share Certificate Rate +4%) |
|
0.00 |
120 |
Calculator |
|
Mortgages
|
|
|
|
|
LOAN SPECIAL
Home Equity (Closed End) up to $50,000. with *No Closing cost. Call credit union for details. |
3.95% |
3.95% |
36 |
Calculator |
LOAN SPECIAL
Home Equity (Closed End) up to $50,000. with *No Closing cost. Call credit union for details. |
4.95% |
4.95% |
60 |
Calculator |
LOAN SPECIAL
Home Equity (Closed End) up to $50,000. with *No Closing cost. *Call credit union for details. (Rates Subject to Change) |
5.95% |
5.95% |
120 |
Calculator |
| Mortgages |
| Mortgage- First Mortgage (Residential) |
*call for current rates and terms
|
|
| Home Equity Line of Credit Variable Rate |
*call for current rates and terms
|
|
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Loan rate eligibility is based on credit worthiness and income/ employment history. Please contact a loan officer for qualification. Rates are subject to change without notice. Terms may vary on loan amount requested. Some restrictions may apply.
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(1)There are costs associated with the use of a VISA Classic and VISA Platinum credit card. To obtain information about these cost, call us at (850) 432-9939 or toll free (888) 432-9939 or you may write us at 108 South Reus Street, Pensacola, Fl 32502 to request a disclosure.
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The Credit Union Board of Directors determines regular share and share draft rates. The dividend rate and annual percentage yield may change every month based on the earnings of the credit union. All accounts except term share accounts are variable rate accounts adjusting monthly. Dividends are posted quarterly except for Christmas Club Account which post monthly.
As of 01-01-2012
|
*APY= Annual Percentage Yield
Minimum balance in share account to earn dividends is $100.00.
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*APY= Annual Percentage Yield
Minimum balance to open a share certificate is $1,000.00. A penalty may be imposed on share certificates if funds are withdrawn before the maturity date.
Members can convert their share certificate rate to a higher rate once during the original life of the certificate without a penalty provided that the certificate is renewed for 24 months and the balance of the new certificate is equal to or greater than the opening balance of the original certificate. Rate change option expires on the first maturity date of the share certificate.
IRA passbook accounts are variable rate accounts.
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